Terms and Conditions Generator

Create free terms and conditions for your website, online store or app: pick your type of business to start from a ready template, adjust the sections and copy or download the text. No sign-up — it’s all done in your browser.
Picks the sections that usually apply — change them below.
January 2026

Formatted with Elfsight

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Disclaimer. Elfsight is not a law firm and does not provide legal advice. This generator only formats a generic template: it comes without any warranty that it is complete, accurate, up to date or suitable for your business or the laws that apply to you. You are solely responsible for the final text of your terms — for editing it, approving it and making sure it complies with the law. Have a qualified lawyer review it before you publish it. Using this tool does not create a lawyer–client relationship, and Elfsight accepts no liability for any use of the template or the text you create with it.

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How to add the terms to your website

Pick your platform. Wherever you publish the terms, link to them from the footer of every page — and next to the sign-up form or the checkout button if you have one.

WordPress

  1. In the generator above, open the Text tab and click Copy — headings and paragraphs keep their formatting when you paste.

  2. In your dashboard, go to Pages → Add New and enter the title Terms and Conditions.

  3. Paste the text into the editor. In the page settings sidebar, set a short URL (slug), e.g. terms-and-conditions, then click Publish.

  4. Link it from the footer: in a block theme, open Appearance → Editor, select the footer and add the page to its Navigation block; in a classic theme, add the page to the footer menu in Appearance → Menus.

  5. Using WooCommerce? Go to WooCommerce → Settings → Advanced, choose the page as Terms and conditions and save — the checkout then shows a link to it.

Official guides:Create pagesNavigation blockWooCommerce page setup

Shopify

  1. In the generator above, open the Text tab and click Copy — headings and paragraphs keep their formatting when you paste.

  2. In your Shopify admin, go to Settings → Policies and open Terms of service.

  3. Paste the text, replacing anything already there, and click Save. Shopify links saved policies in the checkout footer automatically.

  4. Add it to your store’s footer: go to Online Store → Navigation, open the Footer menu, click Add menu item, choose Policies → Terms of service and save.

Official guides:Store policiesEditing menus

Wix

  1. In the generator above, open the Text tab and click Copy — headings and paragraphs keep their formatting when you paste.

  2. In the editor, open Pages & Menu, click Add Page, choose a blank page and name it Terms and Conditions. You can hide it from the main menu.

  3. Add a Text element to the page and paste the terms into it.

  4. In the site footer, add a text element that says Terms and Conditions, select it, click the link icon, choose Page and select your terms page.

  5. Click Publish.

Official guides:Adding a pageTerms in your site’s footer

Squarespace

  1. In the generator above, open the Text tab and click Copy — headings and paragraphs keep their formatting when you paste.

  2. Open the Pages panel, click + next to Not linked and add a blank page called Terms and Conditions — not linked pages stay out of the main menu.

  3. Add a Text block and paste the terms. In the page’s settings, set the URL slug, e.g. /terms-and-conditions.

  4. Link it from the footer: in version 7.1, edit the footer, add a text block with the words Terms and Conditions and link them to the page; in version 7.0, drag the page into the footer navigation if your template has one.

Official guides:Adding pagesPage settingsText blocks

Webflow

  1. In the generator above, open the Text tab and click Copy — headings and paragraphs keep their formatting when you paste.

  2. In the Designer, open the Pages panel, create a new page named Terms and Conditions and click Create. The name becomes the URL; change it in the page’s Slug field if you like.

  3. Drag a Rich Text element onto the page and paste the terms into it.

  4. In your footer component, add a Link to the new page, then publish the site.

Official guides:Pages panelPage URLs

Any website

  1. In the generator above, open the HTML tab and click Copy — or download the .html file.

  2. Create a new page on your site, e.g. /terms-and-conditions/, using your usual page template.

  3. Paste the HTML into the page’s main content area and upload or publish it.

  4. Add a link to it in the footer of every page: <a href="/terms-and-conditions/">Terms and Conditions</a>, and next to your sign-up or checkout button.

Official guides:Creating links (MDN)

Why your website needs terms and conditions

Terms and conditions are the agreement between you and the people who use your site. They aren’t required by law in most places, but they’re one of the cheapest ways to protect your business:

  • They set the rules: what visitors may and may not do on your site.

  • They limit your liability if something on the site is wrong or unavailable.

  • They protect your content — text, photos, logos and code — from being copied.

  • They let you block or remove users who abuse your site.

  • They explain orders, payments, subscriptions and cancellations, so there are fewer disputes.

  • They say which law applies and where disputes are settled.

Payment providers, ad networks and app marketplaces also often ask for a link to your terms when you sign up.

Templates for popular types of business

Every business needs slightly different terms, so the generator starts from a template for your type of business. Pick one, then turn sections on or off and edit the text.

Template
Sections it adds
Online store
Accounts, orders and payments, shipping and delivery, returns and refunds, customer reviews
Software, app or SaaS
Accounts, payments, subscriptions, free trials, refunds, user content
Services and bookings
Payments, bookings and cancellations, no-show fees, refunds
Blog or content site
Comments and user content, affiliate links and sponsored posts
Business website
The essentials: use of the site, intellectual property, liability, governing law

Online store

Sections it adds

Accounts, orders and payments, shipping and delivery, returns and refunds, customer reviews

Software, app or SaaS

Sections it adds

Accounts, payments, subscriptions, free trials, refunds, user content

Services and bookings

Sections it adds

Payments, bookings and cancellations, no-show fees, refunds

Blog or content site

Sections it adds

Comments and user content, affiliate links and sponsored posts

Business website

Sections it adds

The essentials: use of the site, intellectual property, liability, governing law

Sections such as refunds and bookings contain placeholders like [number] days — replace them with your own rules in the editor.

Terms, privacy policy and cookie consent: what’s the difference?

Most websites need all three. They answer different questions and are governed by different rules.

Document
What it covers
Is it required?
Where to show it
Terms and conditions
The rules for using your site and buying from you, your liability, ownership of content
Usually not required by law, but strongly recommended — especially if you sell online
Footer, sign-up form, checkout
Privacy policy
Create one with our generator
What personal data you collect, why, who you share it with and people’s rights
Required by privacy laws in many places, such as the GDPR in the EU and the CCPA in California, when they apply to you
Footer and every form that collects data
Cookie consent
Which cookies and trackers you use, and the visitor’s choice to allow them
In the EU and the UK, consent is needed before setting non-essential cookies
A banner on the first visit, plus a cookie policy link

Terms and conditions

What it covers

The rules for using your site and buying from you, your liability, ownership of content

Is it required?

Usually not required by law, but strongly recommended — especially if you sell online

Where to show it

Footer, sign-up form, checkout

Privacy policy
Create one with our generator

What it covers

What personal data you collect, why, who you share it with and people’s rights

Is it required?

Required by privacy laws in many places, such as the GDPR in the EU and the CCPA in California, when they apply to you

Where to show it

Footer and every form that collects data

Cookie consent

What it covers

Which cookies and trackers you use, and the visitor’s choice to allow them

Is it required?

In the EU and the UK, consent is needed before setting non-essential cookies

Where to show it

A banner on the first visit, plus a cookie policy link

Make sure people actually agree

Terms only help if users can see them and have agreed to them. Courts are more likely to enforce terms that people actively accept than terms that are only linked in the footer.

  • Link to the terms from the footer of every page.

  • On sign-up and checkout forms, add a checkbox or a line like “By creating an account, you agree to our Terms and Conditions” with a link, right next to the button.

  • Don’t pre-tick the checkbox.

  • Keep a record of which version a user accepted and when.

Keep your terms up to date

Review your terms whenever your business changes — new products, subscriptions, user accounts, a new country — and at least once a year.

  • Update the “Last updated” date every time you change the text.

  • Tell users about important changes, for example by email or a notice on the site, before they take effect.

  • Keep old versions, so you can show what a user agreed to at the time.

Before you publish: a quick checklist

  • Your company’s legal name, website and contact email are correct.

  • The governing law matches where your business is registered.

  • Sections that don’t apply to you are removed, and anything specific to your business is added.

  • Prices, refunds and cancellations match what you actually offer at checkout.

  • The terms are linked from the footer, the sign-up form and the checkout.

  • You also have a privacy policy and, if you use non-essential cookies, a cookie consent banner.

  • A lawyer has reviewed the final text.

Terms, privacy policy and refund policy: which ones you need

These three documents do different jobs. What the law actually requires depends on where you and your customers are, so treat this table as a starting point and check the official sources linked below.

DocumentWhat it coversContent siteOnline storeSaaSServices
Terms and conditionsThe rules for using your site and buying from you: orders, payment, accounts, liability, governing law.Optional, but useful for limiting liability and protecting your content.Strongly recommended. In the EU and UK you must give consumers key information (price, delivery, cancellation rights) before they buy, and terms are a common place to set it out.Strongly recommended: accounts, subscriptions, acceptable use and service limits.Recommended: scope of work, booking and cancellation rules, payment.
Privacy policyWhat personal data you collect, why, who receives it, how long you keep it and what rights people have.Needed in practice whenever you collect personal data — a contact form, newsletter sign-up, analytics or an account all count. Data protection laws such as the GDPR (EU) and UK GDPR require you to tell people this information, and California’s CalOPPA requires commercial sites that collect personal information from California residents to post a privacy policy.
Refund or returns policyHow customers return items or cancel, and how and when you refund.Usually not needed if you sell nothing.In the EU and UK, consumers have statutory cancellation and refund rights for online purchases, and you must tell them how to use them. Elsewhere, check local rules; whatever you promise, you must honour.Recommended for subscriptions and trials: how to cancel and what happens to payments already made.Recommended: cancellation deadlines, deposits and partial refunds.

Official sources:

This is general information, not legal advice. For anything specific to your business, talk to a lawyer.

How to publish your terms

  1. Enter your details

    Company name, website, contact email and the country — and state or province — whose law applies.

  2. Pick your type of business

    Start from a template for an online store, SaaS, services, a blog or a business website, then turn sections on or off.

  3. Edit the text

    Change any wording right in the document, add your own clauses and remove what doesn’t apply.

  4. Have it reviewed and publish

    Ask a lawyer to check it, then copy it as text or HTML into a page linked from your footer and checkout.

Frequently asked questions

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